Debt Advice

Bill consolidation, Debt Settlement, Consumer Credit Counseling, Debt negotiation & Business Debt Negotiation Settlement service protects your credit and eliminates bad debts. - [Read more]

Protected Trust Deeds are a legal means of resolving individual debt problems in Scotland. They are legally binding and usually last for a term of three years. They offer a much more attractive proposition to the solution of insolvency than bankruptcy or sequestration. - [Read more]

Our IVA Advice service ensures complete satisfaction for your needs. Your circumstances are fully taken into account and we will find the best IVA or debt management solution for your own particular circumstances. North of the border we also specialise in Protected Trust Deeds for residents in Scotland. Your IVA advice will be given by a qualified insolvency practitioner and quality will be assured at all times. Apply for free today. - [Read more]

Learn how to avoid bankruptcy. - [Read more]

A Protected Trust Deed runs for 3 years and is designed to rid you of all debt. It is an instrument under Scots law and is the equivalent to an IVA which is used in the rest of the United Kingdom. During the term of the PTD, which is normally three years, creditors are not permitted to contact you. After the term has finished all debts are discharged and the client is considered to be debt free. Sign up with the experts today. - [Read more]

IVA Advice UK is a service designed to take you out of debt misery forever. Our experts will draft an IVA debt management plan which is best for your own needs and during the 5 years of its term your creditors will not be allowed to pursue you. An IVA (Individual Voluntary Arrangement) is a legally binding document which eradicates long term debt and is considered to be a much gentler alternative to debt management than bankruptcy. - [Read more]

A Credit Card IVA plan will last 5 years and rid you of debt once and for all. Our insolvency experts will draw up a plan sepcially designed for your own circusmstances and you will be debt-free within 5 years or sometimes less. Up to 60% or more of your total debt is wiped off at the start and so you only pay back the remainder in chunks that you can afford every month. Applying for a quote is free and you are under no obligation to proceed. - [Read more]